Start saving
Did you know that over 1,000 employees & retirees of West Midlands Fire Service regularly save through their pay (pension) with Firesave Credit Union, a not-for-profit financial co-operative established in 1992 only for employees & retirees of WMFS?
Check if you can save with Firesave
Answer a few quick questions to see if you’re eligible to join to start saving, it takes about a minute, and you’ll need the following information to hand
- Bank account number & sort code
- Payroll (Brigade) / Pension number
- National Insurance Number
Applicants eligible to join will be declaring their:
- Employment with WMFS
- Agreement to save a minimum of £5 per month via payroll deduction
*WMFS Pensioners - To apply online, answer "Y" to "are you employed?" question then select WMFS & use your pension number when asked for payroll number
**Family members of WMFS
Here’s Why
Convenient & Simple
Savings are automatically deducted from your salary/ pension, you don’t miss it!
Builds a safety net / nest egg
Regular savings help build a safety net for those emergencies e.g. car repairs (or a nest egg if you want to travel the world!)
Earn a Dividend
The low, capped interest rates charged on our affordable loans generate income to cover our running costs with any surplus distributed to members in the form of an annual dividend (not interest) that grows with more colleagues your credit union helps via affordable loans
Exclusive for WMFS employees / retirees
Your savings are only lent to employees/retirees of West Midlands Fire Service at low, capped interest rates, boosting their disposable incomes. This helps to relieve any money worries for colleagues, no doubt leading to a boost in team work (essential for tackling fires!)
Your eligible deposits are protected up to £120,000
Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £120,000 by the Deposit Guarantee Scheme.